How’s it going everyone?  Matter fact, how is your bank account looking?  Now, I know the golden rule is to never pocket watch.  That is certainly not what this post is about.  In fact, this is all about adding to your bank account, with another account, if that makes sense?  I was lurking the e-streets and discovered this incredibly app called Acorns.  Acorns is a phenomenal application that allows you to put money away monthly into a separate account.  Also, the most fantastic part of this app, is that you can put away the loose change you make with your debit card and credit card purchases, here’s how it works.

Every time you make a purchase, the Acorns app will round up to the nearest whole dollar, taking the change it used to round up and put it in a separate Acorns savings account.  It’s kind of like a digital piggy bank.  You can even take it a step further and invest your spare change and the money you take from your accounts to store on Acorns to invest into an IRA and stocks. I haven’t went that far with it yet, but it’s something I’m going to investigate.  50 cents here, 70 cents there, that adds up people!  I started putting 20 bones away per month from my savings account.  If I do that until I’m 72 years old, that’s roughly 96,000 saved.

That there would be a nice little nest egg to add to whatever else I have earned and saved over the years.  Saving money is so crucial, because especially in the United States, the time people my age who are in their 30’s and younger get old, Social Security will not be able to prop us up for retirement.  If you want to work until you are dead, that’s fine, we all have the free will to do whatever we please, but I think many of us would like to retire eventually.  Acorns is something that can help facilitate that. #YaDig  The links to download the app for Android and iPhone are below, it’s never too early or too late to get your financial literacy straight!

Download Acorns Off Google Play

Download Acorns Off The Apple Store

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